Meet The Team


Jen Collins | Director
Jen Collins is the dynamic director of Forty Eight Estates, bringing over a decade of expertise in the property sector to her leadership role. With extensive experience spanning both the private rental market and property sales, Jen has built a reputation for delivering exceptional service and cultivating trusted relationships with clients and tenants alike.
Jen’s versatile skill set encompasses all aspects of property management, letting, and sales, enabling her to provide comprehensive solutions to property owners and investors. Her expertise in selling properties has helped countless clients achieve successful transactions, from first-time sellers to seasoned investors.
Jen’s commitment to professional excellence is reflected in her qualifications, including the Level 3 Award in Residential Lettings and Property Management. She is currently advancing her expertise by pursuing the prestigious Level 4 Award, demonstrating her dedication to staying at the forefront of industry standards.
Under Jen’s guidance, Forty Eight Estates continues to thrive, offering tailored solutions that meet the evolving needs of property owners, buyers, and tenants while upholding the highest standards of integrity and professionalism.

Kyle Lovejoy-Carter | Director
With nearly a decade of experience in the mortgage industry, Kyle Lovejoy-Carter brings both expertise and a genuine passion for helping clients achieve their homeownership and investment goals. From the beginning, he found himself drawn to the intricacies of mortgage financing and the opportunity to make the process clearer and less intimidating for his clients. In compliance with industry regulations, Kyle completed his Level 3 qualification in Mortgage Advice and Practice (CeMAP), ensuring he meets the highest professional standards and is equipped with up-to-date knowledge to guide clients effectively.
Motivated by a desire to streamline the mortgage journey, Kyle launched Lovejoy Financial Services to offer a fresh, client-centered approach. His aim is to make financing a home as smooth and stress-free as possible, instilling confidence at every step. As both a homeowner and property investor, Kyle understands the hurdles and rewards of securing the right mortgage and is committed to providing advice that reflects his practical insights and personal touch.
Dedicated to professional growth, Kyle stays current with industry trends, regulations, and best practices through ongoing training and active participation in conferences and webinars. Known for his approachable style and commitment to his clientsโ financial health, Kyle has built a reputation as a trusted advisor who is genuinely invested in helping clients succeed.



Ozzy
Ozzy is our Chief Moral Officer here at Forty Eight Estates! He is always hard at work warming laps, offering free ‘paw-therapy’ sessions, and ensuring no crumbs survive after lunchtime. His unmatched expertise in sniffing out snacks and his relentless pursuit of the perfect nap spot make him an invaluable asset to our team.
Ozzy brings joy and laughter to our office every single day. Just don’t ask him to file reports โ he’s more likely to chew them up!